If you tend to carry a balance, a rewards credit card may not be a good idea for you. This estimate only considers general spending, so the amount can be lower if you use your card to book travel through Capital One. If you don’t end up using the travel credit, you’ll need to spend $1,229 per month to offset the cost of the card, provided you pay off your credit card bill in full every month and redeem rewards for travel at 1 cent per mile. Note that (unlike when you redeem miles for recent travel) you need to book through Capital One Travel to receive the travel credit. The $300 annual travel credit and the 10,000-mile annual bonus (worth $100 in travel) more than make up for the $395 annual fee. The Venture X practically pays for itself. You can find a card with a much lower annual fee that will still offer excellent rewards rates and valuable benefits. That’s a relatively unusual feature you won’t get with Amex or Chase.Īll that said, if you’re a moderate spender or only travel occasionally, the Venture X might not be the best choice. You’ll receive a $300 annual travel credit to book travel through Capital One, Global Entry or TSA PreCheck® credits to get you through airport security checks quickly, and access to more than 1,300 airport lounges world-wide, among other perks.Ĭapital One allows you to redeem Venture miles as a statement credit for recent travel purchases, rather than requiring you to book travel through its proprietary portal. If you do travel frequently, this card also offers a number of benefits that can help offset your $395 outlay. Sign-up bonus: 75,000 miles after spending $4,000 in the first three months.Other key perks: $300 credit for travel booked through Capital One $100 credit for Global Entry or TSA PreCheck® every four years. Bonus rewards: 10x on hotels and rental cars, plus 5x on flights, if booked through Capital One 10,000-mile annual bonus.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |